Expert Home Loan & Mortgage Advice

The Home Loan Advisory Service has always placed the needs of our clients first and with access to a wide range of lenders, we can help you make the most of your options.

We’ve been helping Victorians buy their first home for over 20 years and our experience and expertise are all yours.

We are able to review your particular circumstances and suggest appropriate solutions that meet your needs and allow you to make the right decision.

Specialist Advice About Australian Loans & Lenders

Free Information and Assistance
The Home Loan Advisory Service provides personalised information about all the different types of loans available. We can explain the pros and cons of each loan and package to help you identify your options. Totally free of charge and without obligation.
Helping to look after your interests
The lenders have many rules of their own, as well as government requirements that they need to follow, and in the end they will always seek to protect their own interests. We have been helping our clients for 15 years to understand what is required to work out what will be in your best interests.
Friendly Service
We will make everything easier for you. We listen to you, we analyse your requirements and we offer specialist advice to help match you to the loan that best suits you.
You make the Savings
The Home Loan Advisory Service has information on a wide variety of lenders, so we can structure loans tailored to your individual needs, not the lenders.
We do the Paperwork
We complete all the paperwork for the loan you select, and then process your application to the lender on your behalf. We then monitor the progress to ensure everything runs smoothly – All part of our free service.
Privacy and confidentiality
For your privacy and protection, all personal information is kept strictly confidential in accordance with the privacy act, and used solely for the purpose of providing mortgage advice and the assessment for a loan by the lender.
Our team of Professional Advisors will provide specialist advice and information on loans and lenders from across Australia and will assist you with advice and loan options to provide the best financial solution for you.

Take advantage of our free service and call us on 9866 4433 today. 

Calculators

We Work With Over 20 Lenders

First Home Buyer Pre-Approval Experts

When you are buying your first home one of the keys to success is to make sure you have a pre-approval in place before you make an offer.

With our knowledge of the lenders and their policies we can help guide you through the “mortgage maze” to get the right loan.  We deal with all the major lenders and  take the leg-work out of getting a loan so that you can concentrate on finding your dream home.

Even if you aren’t actively looking for a property, come and talk to us and we can review your circumstance and work out a plan to put you on the path to home ownership.

We will explain all the details about different loans and lenders and help work out what will be best for you.

Then we help with all the paperwork and follow up  with the lender, to give you peace of mind.

It costs you nothing to apply, just a little of your time and we will make it easier for you to get your approval.

To take advantage of our free pre-approval service, simply call us on 9866 4433 today.      

Assistance To Help You Own Your Home Sooner

The Home Loan Advisory Service has been established for over 15 years, and provides specialist mortgage advice and information on loans and lenders Australia wide, as well as assist clients with strategies and loans that will provide the best financial solution.

Whether you are building or buying your first home, thinking about renovating, refinancing or consolidation, investment loans or wealth generation our skilled mortgage advisers will:

Discuss your personal financial circumstances with you, your specific needs, goals and individual loan requirements.
Analyse all information and develop strategies to provide the most appropriate solution.
Determine the most appropriate loan and lenders that most closely meet your requirements and arrange the loan approval on your behalf.
Undertake future reviews to ensure that your loan is still appropriate for your current circumstances.
Take advantage of our free service and call us on 9866 4433 today.

Types Of Loans

The following information is intend to give a brief explanation of the different product and interest rate types available and should not be considered an alternative to professional advice from one of our qualified Advisors.

Broadly, home loans can be categorised into the following product groups:

  • Continuing Credit
  • Offset Home Loans
  • Conventional Home Loans
  • Split Home Loans
  • Specialised Home Loans

There are different types of interest rate options available:

  • Construction loans
  • Bridging & Changeover Loans
  • Changeover Loans
  • Bridging Loans
  • Low Doc Loans or LoDoc
  • Reverse Mortgages
  • Variable Rate Loans
  • Fixed Rate Loans
  • Capped Rate Loans
  • Honeymoon Loans or Introductory Rate Loans
  • Professional Packages

Financial Planning & Insurance

While we are experts in lending, we also realise the importance in having good advice for your financial planning and insurance needs. Although we aren't able to  give advice in these fields, we are happy to discuss any needs that you may have and assist you in finding a suitable solution. For further information please view the following web sites and then let us know if you would like to make further enquiries and we can arrange for information or consultations. 

 Our service is free and we offer extended opening hours during the week, as well as the weekend. Please contact us for a no obligation appointment.

Your Peace Of Mind Is What Matters Most To Us

"Thank you very much for all your hard-work on our recent home loan.
We appreciate your efforts to ensure settlement by the due date
"

One of many satisfied clients that have consulted with Home Loan Advice.

Contact Us Today For Expert Home Loan Advice

We are open 6 days a week, with appointments available in the evening and on weekends

To contact us at any time please call our office number,  or complete the details below and click "send". We will respond to you as soon as we can.

Home Loan Advisory Service :

Lvl 3.03, 448 St Kilda Road MELBOURNE VIC 3004

Telephone: (03) 9866 4433

Fax: (03) 9866 4944

E-Mail: info@homeloanadvice.com.au